Debt Consolidation

Whether you need to lower your monthly payments, or you’re looking for a way to pay off debt faster, you may want to consider consolidating debt. Loan consolidation can help you simplify the repayment process by transferring multiple debts into a single new loan. You may even qualify for lower rates or new terms, which could reduce your monthly payments.

At PrimeTime Mortgage, you may qualify for several different consolidation options: 

Unsecured loans and credit cards
Use your good credit to consolidate multiple debts into a single loan with one monthly payment. You may even qualify for an overall lower interest rate than your existing interest rates.

Secured loans and lines
Borrow against the value in your car, home, or savings account to consolidate multiple debts into a single loan with an interest rate that may be lower than your existing unsecured rates. 

Private student loans

Consolidate multiple private student loans into one. At PrimeTime Mortgage, you may consolidate jointly with your spouse, and parents may also combine private student loans for multiple children.